Interest rate trends on fixed annuities
Normal Annuity Range |
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ALL Annuities in Index |
Number of |
Number of |
Lowest |
Low |
Average |
High |
Highest |
Standard |
8/10/2009 |
71 |
689 |
0.58% |
2.15% |
4.31% |
6.47% |
14.61% |
2.16% |
7/13/2009 |
71 |
721 |
0.76% |
2.30% |
4.43% |
6.56% |
14.61% |
2.13% |
2/9/2009 |
72 |
797 |
1.85% |
3.07% |
5.12% |
7.17% |
14.61% |
2.05% |
8/11/2008 |
75 |
754 |
2.00% |
3.47% |
5.42% |
7.38% |
14.55% |
1.96% |
Note: Rate includes “Non-Forfeitable” first year interest bonus.
“CD” type annuities: Average rates for length of guarantee period
Years |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
8/10/09 |
1.42% |
1.73% |
2.50% |
2.84% |
3.10% |
3.13% |
3.36% |
3.63% |
3.79% |
4.05% |
7/13/09 |
1.75% |
1.79% |
2.55% |
3.02% |
3.29% |
3.30% |
3.46% |
3.79% |
3.90% |
4.11% |
2/09/09 |
3.10% |
3.04% |
3.39% |
3.88% |
4.00% |
3.99% |
4.16% |
4.42% |
4.30% |
4.48% |
8/11/08 |
3.40% |
3.42% |
4.01% |
4.34% |
4.44% |
4.56% |
4.64% |
4.84% |
4.85% |
4.99% |
Source: Fisher Annuity Index, Dallas