Assurant Employee Benefits' new option makes more dental benefit dollars available to insureds

Assurant Employee Benefits, Kansas City, Mo., has announced the addition of a new dental plan option, Preventive Max Waiver, to its Lifetime of Smiles program. With Preventive Max Waiver, dental plan members can now receive coverage for preventive dental services without the fees for the services counting toward their annual benefit maximum. As a result, members have more benefit dollars available for other, more significant dental procedures that they may need.

According to internal data*, the national average for two exams, two cleanings and a set of bitewing X-rays is $281. Without Preventive Max Waiver^SM, that amount would be subtracted from an insured’s annual benefit maximum, leaving a member who has a $1,000 annual maximum with just $719 in benefits for the year. With Preventive Max Waiver^SM, the same plan member would have a full $1,000 in benefit dollars remaining to use during the year.

Preventive Max Waiver^SM is the latest addition to Assurant Employee Benefits’ Lifetime of Smiles^(R) program, which focuses on the company’s commitment to oral health. It is available with many Assurant Employee Benefits dental plans. For added value, Preventive Max Waiver^SM can be combined with Family Share Max, the dental plan introduced last year that allows family members covered under the same policy to pool their dental benefit dollars and use them in the way that best fits their particular needs.