Advantage Group Associates Inc. has updated its due diligence websites, AnnuitySpecs.com and LifeSpecs.com.

AnnuitySpecs.com now offers a historical rates section. This enables users to see an insurance company’s rate history on any indexed annuity, according to Advantage Group, Des Moines, Iowa.

The section provides reports that catalogue new business rates by product, rate band, and crediting method each time the fixed rates, caps, spreads, and participation rates change, says the company.

A customization feature displays either rates for a single product, all products offered by a single carrier, or all indexed annuities, Advantage Group says.

In addition, both AnnuitySpecs.com and LifeSpecs.com now enable searches for indexed annuity products approved in specific states, or products having variations of the standard policy form approved in select states, says the company. Users can view a product’s features while also seeing in which states it is approved, the firm says.