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CIGNA Rolls Out Dental HMOs

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A new series of dental health maintenance organization products includes easier access to free and low-cost cleanings.

The Bloomfield, Conn., operations of CIGNA Corp., Philadelphia, say the new dental HMO plans include coverage for up to 4 routine cleanings a year – with 2 at no cost and 2 for a relatively low co-payment – when extra cleanings are recommended by the dentist.

CIGNA also is eliminating the requirement that cleanings be done at least 6 months apart.

Children will be covered for 2 fluoride treatments per year.

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The plans place no age restrictions on use of sealants and require no referrals for orthodontic care.

No referrals are needed for care by a network pediatric dentist for children under age 7.

Employers can offer the plans with or without orthodontia cover, and they can offer the plans on an employer-paid or employee-paid basis.

The dental plans come with a built-in identity theft resolution benefit and access to the CIGNA Healthy Rewards health and wellness benefits program.