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June 26, 2009 at 08:00 PM
Most new college graduates value having health insurance, according to a new survey from eHealthInsurance.
The national online poll of 532 college students ages 18-24 found that 62% of those who have graduated would rather live at home after graduating than go without health insurance.
Further, only 16% of college students told the researchers that they would be willing to give up health insurance if they had to cut back on spending after graduating college. That puts health insurance nearly on par with cell phones (13%) and access to the Web (12%).
Meanwhile, 72% said they would give up magazine subscriptions; 69%, eating out; and 63%, gym membership, if they had to after graduation.
However, only 41% of students could confidently define deductibles, the researchers say.
Still fewer could define other health insurance terms such as premiums (29%), annual out-of-pocket maximums (23%), lifetime coverage limits (23%) or coinsurance (15%.
