Interest rate trends on fixed annuities
Normal Annuity Range |
||||||||
ALL Annuities in Index |
Number of |
Number of |
Lowest |
Low |
Average |
High |
Highest |
Standard |
6/1/2009 |
70 |
720 |
1.25% |
2.42% |
4.58% |
6.75% |
14.61% |
2.16% |
5/4/2009 |
70 |
738 |
1.75% |
2.58% |
4.72% |
6.85% |
14.61% |
2.13% |
12/1/2008 |
74 |
770 |
2.00% |
3.55% |
5.56% |
7.56% |
14.61% |
2.01% |
6/2/2008 |
75 |
748 |
1.80% |
3.13% |
5.19% |
7.24% |
16.16% |
2.05% |
Note: Rate includes “Non-Forfeitable” first year interest bonus.
CD-type annuities: Average rates for length of guarantee period
Years |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
6/01/09 |
2.63% |
1.95% |
2.75% |
3.13% |
3.39% |
3.41% |
3.56% |
3.92% |
4.03% |
4.13% |
5/04/09 |
2.63% |
2.55% |
2.90% |
3.27% |
3.51% |
3.49% |
3.69% |
3.97% |
4.07% |
4.25% |
12/01/08 |
3.73% |
3.29% |
3.94% |
4.57% |
4.43% |
4.61% |
4.76% |
5.05% |
4.95% |
5.23% |
6/02/08 |
3.34% |
3.21% |
3.78% |
3.96% |
4.15% |
4.22% |
4.30% |
4.55% |
4.60% |
4.69% |
Source: Fisher Annuity Index, Dallas