Mutual of Omaha has introduced a collection of long term care insurance products with a wide range of features.

Mutual Care Plus, sold by Mutual of Omaha, and United LTCi Solutions, marketed by the company’s United of Omaha unit, include packaged plans offering simplified choices as well as policies that can be customized to meet a clients’ specific needs, the company says.

The company is also offering individual and multi-life products designed for the small business market.

Product features include modified guaranteed issue underwriting for multi-life products and a single-premium option available on individual policies. All offer a built-in cash benefit feature, which provides cash on the first day of a policy owner’s qualified need, with no elimination period. Clients can also choose traditional reimbursements.

The products are available in 22 states, and approval is pending in several others, Mutual of Omaha says.