In the faltering economy, consumer-driven health plans are providing a much-needed option for many employers looking to give their employees the options they want without driving up costs. Gary Waldron, client services manager for Prescott Pailet Benefits LP and director of federal affairs for the Texas Association of Health Underwriters, discusses what to look for – and what to avoid – in a CDHP, and explains why you should be incorporating this important product into your practice.