Canopy Financial Inc. has come out with Apple iPhone and iPod touch tools for holders of health savings accounts and other health accounts.

Canopy, San Francisco, has developed a Mobile Consumer Directed Healthcare Software Application product that gives users the ability to use their iPhone and iPod devices to find out whether they can use health account funds to pay for specific medical procedures.

The product then maps local providers of the eligible and services, and it gives the customary cost of the procedure based on the consumer’s ZIP code.