Trust. The market is so scary right now. It’s scary to even think about money and where it’s going. I saw that Madoff story on the nightly news and it’s so scary. You don’t know who to trust. And there’s so many out there that want your money. I need somebody to trust.

Dawn C., 74
Oklahoma City, Okla.

I want guidance. My wife and I have a real good advisor we’ve known for years and he’s been a steady force. I’ve gotten to the point I don’t want to turn on the TV or read the paper it’s so negative and confusing. But our advisor has been real, real good about talking to us about what’s going on and how to keep our money safe.

Avery N., 68
Portland, Ore.