Guardian Life Insurance Company of America says a new option available with group disability coverage can help pay to continue disabled workers’ health and dental insurance.

Guardian, New York, is making the option available with small and midsize group disability plans.

Other group disability plan options include a spousal disability benefits option and a lifetime critical disability benefits option, Guardian says.

The lifetime critical disability options can continue benefits beyond the usual maximum duration, if an employee cannot return to work, the company says.

Guardian also is introducing an Early Intervention Services absence management feature. The feature can provide custom stay-at-work and return-to-work programs, the company says.