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Life Health > Annuities > Fixed Annuities

Fixed annuity interest rate trends as of January 2009

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Interest rate trends on fixed annuities

Normal Annuity Range

ALL Annuities in Index

Number of
Companies

Number of
Annuities

Lowest
Rate

Low
Norm

Average
Rate

High
Norm

Highest
Rate

Standard
Deviation

1/5/2009

74

787

1.85%

3.22%

5.27%

7.31%

14.61%

2.04%

12/8/2008

74

773

2.00%

3.52%

5.55%

7.57%

14.61%

2.02%

7/7/2008

75

749

1.90%

3.45%

5.40%

7.36%

14.55%

1.96%

1/7/2008

78

781

2.00%

3.17%

5.09%

7.01%

15.76%

1.92%

Note: Rate includes “Non-Forfeitable” first year interest bonus

“CD” type annuities: average rates for length of guarantee period

Years

1

2

3

4

5

6

7

8

9

10

1/05/09

3.35%

2.95%

3.60%

4.22%

4.15%

4.20%

4.32%

4.61%

4.33%

4.63%

12/08/08

3.73%

3.34%

4.00%

4.52%

4.40%

4.57%

4.75%

5.04%

4.90%

5.19%

7/07/08

3.36%

3.40%

4.02%

4.30%

4.44%

4.50%

4.57%

4.76%

4.82%

4.93%

1/07/08

3.88%

3.55%

3.89%

4.14%

4.16%

4.19%

4.14%

4.42%

4.50%

4.43%

Data as of 1/09/2009

Source: Fisher Annuity Index, Dallas


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