U.S. life insurers received far fewer requests for individual coverage in December than they received in December 2007.

The MIB Group Inc., Braintree, Mass., says U.S. life insurers used MIB databases to check 9.3% fewer individually underwritten life insurance applications in December than they checked in the comparable month a year earlier.

MIB U.S. application volume was down about 13% for U.S. applicants ages 0 to 44.

MIB U.S. activity volume has fallen in most months since March 2006, MIB experts say.