A life insurer will be offering worksite universal life insurance to more workers on a guaranteed issue basis.

Employee Benefit Solutions, a unit of American General Life Companies, Houston, says it now is offering guaranteed issue underwriting with its Platinum Universal Life individual worksite universal life insurance product.

When employers choose the guaranteed issue underwriting option, all employees who are working their usual number of hours without limitation can buy coverage, Employee Benefit Solutions says.

The unit also is offering contingent guaranteed issue and simplified issue underwriting options.