I haven’t attended one. I have friends and family who have. They have had mixed things to say about them. From what they tell me, it sounds like it has more to do with the presenter. If you can find someone who’s not too slick, then maybe I’d consider going to one. I’ve always had a sore spot for slick sales people.”

- Bill D., 58
Eagle Rock, Calif.

Oh, yes, most definitely. My wife and I have been to many seminars over the years. I used to kid her that ‘it’s steak night’ when we would have a seminar on our calendar. All kidding aside, we’ve learned a lot about our retirement plan through seminars and met our advisor through one we went to a few years back.”

- Darrell B., 64
Jackson, Miss.

Yes. I’ve attended seminars over the years. I’m pretty skeptical by nature and I’ve walked away from some seminars, but I met the advisor that my wife and I use at one a few years ago. He’s been a help to us in getting our retirement plan in order.”

- Thom J., 70
Boulder, Colo.