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Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
Popular Financial Topics
Go deeper on emerging topics, as well as key firms and thought leaders
A deep dive into how advisors can best serve the evolving needs of their wealthiest clients
Tax Facts
Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
Popular Financial Topics
Go deeper on emerging topics, as well as key firms and thought leaders
A deep dive into how advisors can best serve the evolving needs of their wealthiest clients
Tax Facts
Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
Popular Financial Topics
Go deeper on emerging topics, as well as key firms and thought leaders
A deep dive into how advisors can best serve the evolving needs of their wealthiest clients
Tax Facts
Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
Popular Financial Topics
Go deeper on emerging topics, as well as key firms and thought leaders
A deep dive into how advisors can best serve the evolving needs of their wealthiest clients
Tax Facts
Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
Popular Financial Topics
Go deeper on emerging topics, as well as key firms and thought leaders
A deep dive into how advisors can best serve the evolving needs of their wealthiest clients
Tax Facts
Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
Popular Financial Topics
Go deeper on emerging topics, as well as key firms and thought leaders
November 18, 2008 at 10:54 AM
Group health renewal premiums may increase 8.4% for health maintenance organization plans in January 2009, and about 11% to 12% for preferred provider organization plans.
Millman Inc., Seattle, has based those figures on a survey of carriers that serve large and midsize U.S. employers.
The actual increase in rates between July 2007 and July 2008, assuming no changes in benefits for cost-sharing levels, was 9.7% for HMO plans and about 10% to 11% for PPO plans, Millman says.
Switching to a $1,000 deductible from a $250 deductible cut premiums by an average of 12% in 2008, and switching to a $2,000 deductible cut premiums by an average of 20%, Milliman says.
Milliman also found that participating carriers’ account-based health plans, including health savings account and health reimbursement arrangement program plans, will be generating about 6% of the carriers’ premium revenue in 2009.
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