I haven’t looked at the exact numbers pertaining to my accounts, but I’ve been watching the nightly news. I saw when it dropped 777 points that one day. I know it’s hit us, but I see that it’s going up and down. Also, a while back an advisor moved almost all of my investments into conservative areas. About the riskiest thing I have is some gold, but it’s done well.”

- Ned T., 80
Denver, Colo.

We talked to our advisor earlier this week. We’ve been hit pretty good. We lost about 8 percent so far in 2008. I know some people have lost a lot more than that so we could count ourselves lucky to a degree, but with a fixed income, it’s never good when you lose anything. Every little bit helps.”

- Bob J., 78
San Diego, Calif.

We’ve had a lot of money in Wachovia, so watching what’s happened there has been scary. It’s been scary all over. I’m not sure of the dollar amount we’ve lost, but right now we’re real confused about what we should do. You’d think banks would be the safest place out there, but we can’t even count on that now.”

- Sally E., 72
Atlanta, Ga.