What impact has the financial crisis had on your retirement investments?

I haven’t looked at the exact numbers pertaining to my accounts, but I’ve been watching the nightly news. I saw when it dropped 777 points that one day. I know it’s hit us, but I see that it’s going up and down. Also, a while back an advisor moved almost all of my investments into conservative areas. About the riskiest thing I have is some gold, but it’s done well.”

- Ned T., 80
Denver, Colo.

We talked to our advisor earlier this week. We’ve been hit pretty good. We lost about 8 percent so far in 2008. I know some people have lost a lot more than that so we could count ourselves lucky to a degree, but with a fixed income, it’s never good when you lose anything. Every little bit helps.”