MedAmerica Insurance Company has started selling the Simplicityii long term care insurance policy in Arkansas and Georgia.

The Simplicityii LTC policy is compatible with state LTC partnership programs and pays benefits directly into a qualified claimant’s cash benefits account, regardless of what formal LTC services the claimant has used, according to MedAmerica, a unit of Lifetime Healthcare Inc., Rochester, N.Y.

Partnership policies let individuals who use up private LTC insurance benefits protect some of their assets before drawing on Medicaid nursing home benefits.