An insurer has come out with a new collection of protection products.

OM Financial Life Insurance Company, part of Old Mutual, Atlanta, has introduced the Value Select term life policies.

The policy offers a super-preferred rate class as well as preferred and standard classes, and a choice of 15-, 20- and 30-year level-premium terms, according to Old Mutual, the U.S. arm of Old Mutual P.L.C., London.

Optional riders include another insured rider, a children’s insurance rider, a disability income rider, a waiver-of-premium rider, an ultimate income rider, and an accelerated death benefit rider.

Premium-payment options include annual, semi-annual, quarterly and monthly payment schedules.