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Fidelity: LTC Will Cost $85,000

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A 65-year old couple retiring in 2008 will need $85,000 to insure against long term care expenses, Fidelity Investments estimates.

Fidelity, Boston, bases its estimate on expected costs for a 65-year old couple in moderately good health that owns a joint LTC insurance policy with inflation protection from a unit of Genworth Financial Inc., Richmond, Va.