What is the next big purchase you're planning on making?

We might plan a big trip. My wife’s always been after me to go to Alaska; last year we rented a condo on the Gulf shore for the month of January. We might also think about buying a car. And if we had to downsize to a new home so there’d be less yard work, we’d have to put a bit of money into our current place. But our plans are to stay here as long as we can.”

- Bill D., 67
Kent, Ohio

We’ve decided to do a major home renovation — so we’re buying new appliances and granite countertops and re-tiling the bathrooms. Our house is 20 years old and paid for, and we’ve only done the basics so far. But we’ve done nothing to bring it into the 21st Century.”

- Becky S., 61
Gainesville, Ga.