A health insurer has come up with a new plan aimed at Kentucky employers with 250 or fewer employees.

UnitedHealthcare, a unit of UnitedHealth Group Inc., Minnetonka, Minn., says the new Catalyst Choice plan is fully insured health plan that gives employers the ability to pay for catastrophic coverage while giving employees the option of choosing whether to pay for coverage for routine health care expenses.

Dental and vision benefits also are available, UnitedHealthcare says.