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Living benefits enhance annuities

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Outliving one’s money is always a concern. Some people enter retirement thinking they have enough money, only to discover it’s not going to last nearly as long as they thought. Lincoln Benefit Life takes some of the worry out of outliving one’s money by offering a new, free lifetime income benefit on its Saver’s Index Annuity Plus and Saver’s Index Annuity Premier.

The benefit can provide policyholders with annual payments for life, even if the account balance
shrinks to zero. The longer the owner waits to take the first withdrawal – which locks in the minimum amount for future payments – the larger the income benefit.

Another benefit comes as an option that requires an annual fee. The enhanced lifetime income feature provides higher percentage payments. It also has a joint life coverage option.

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