MassMutual Financial Group has designed two new single-premium immediate annuities to enhance its retirement income offerings. One is a variable annuity, for those who still want a little market volatility in their portfolios. The other is a fixed annuity that provides the safety many are looking for. MassMutual RetireEase Select is the variable contract and is designed ?? 1/2 for individuals who have immediate income needs and may benefit by receiving scheduled annuity payments than can potentially help keep pace with or outpace inflation but will fluctuate based on market performance.?? 1/2

RetireEase is the fixed product, which offers flexible features that include various life and period-certain payout choices. The contract also has optional inflation protection available at no extra cost, but it must be chosen at issue. For more information on both products, visit www.massmutual.com.