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Options at heart of GUL policy

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A new guaranteed universal life insurance policy from Mutual of Omaha has two different versions. One version offers simplified issue, while the other one offers a larger death benefit. Customers have the option to select the face value, choose the term of guaranteed coverage ?? 1/2 which varies from 20 years to life ?? 1/2 and determine the length of time premiums will be paid.

GUL Express has a simplified application process with no lengthy health inquiry; underwriting decisions can be made in days. A death benefit of up to $250,000 can be chosen. GUL Complete requires full health underwriting, competitive lifetime guaranteed death benefit premiums and larger death benefit amounts.

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