AHIA finds encouragement, concern in American Health Choices Plan

The Association of Health Insurance Advisors (AHIA), the health and employee benefits advocate for the National Association of Insurance and Financial Advisors (NAIFA), is pleased to learn that Senator Hillary Clinton’s American Health Choices Plan includes provisions to address the affordability of health insurance coverage advocated by AHIA including tax credits for individuals and small businesses.

However, AHIA is concerned that the American Health Choices Plan relies on individual mandates to purchase and employer mandates to provide health insurance without appropriate safeguards to protect the vitality of choice, quality and competition. The Plan does not provide for an affordable basic benefit policy. “Less expensive policies help the uninsured find affordable coverage and reduce the need for a mandate to buy health insurance,” said AHIA President Thomas J. Vander Wal.