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Garden State Bans Travel Discrimination In Insurance

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New Jersey Gov. Jon Corzine, D, today signed legislation to prevent life insurance companies from discriminating against individuals based on past or future foreign travel.

State Assemblyman Neil Cohen, D-Union, N.J., sponsored the bill A-1586.

The law based on the bill will prevent insurers from denying applications for coverage or increasing premiums based on consumers’ plans to travel to destinations such as Israel or Indonesia, Cohen says.

The measure defines unfair travel discrimination as “failing to issue, extend or renew a life insurance policy, or fixing the rates, terms or conditions of the policy based on an individual’s intent to travel abroad, unless the decision is based on sound actuarial principles.”

Similar laws are also on the books in Connecticut, Colorado, Maryland, New York, Washington, Illinois and California.