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Francis J. Payne

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Francis J. Payne, CLU, ChFC, managing director for Penn Mutual Life Insurance Company, will assist Jim Cerone in the development and growth of Centra Financial Group. Prior to joining Penn Mutual, Payne was president and chief executive officer of Capital Business Advisory Group Inc., and a general agent with Guardian Life Insurance Company. He is a specialist in business succession, and estate and financial planning.

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