ING USA Annuity and Life Insurance Company announced a new fixed index annuity line featuring an international element.

The company, a unit of ING Groep N.V., Amsterdam, says its ING Envoy Fixed Index Annuity family of products features flexible withdrawal options for clients.

The products are designed to guarantee asset protection, provide increased interest crediting potential and offer guaranteed payments for life with some built-in inflation protection, according to ING USA.

A new index feature provides potential for interest crediting through a blend of the changes in the traditional S&P 500 Index and the Dow Jones EURO STOXX 50 Index. The Euro index covers 50 blue-chip companies from 12 countries using the Euro as currency.

Each ING Envoy annuity is designed with a 9-year surrender schedule that provides clients with full access to their accumulation values at varying intervals, ING USA says.