An insurer is rolling out a family of mix-and-match accident insurance products.

The voluntary benefits arm of Trustmark Mutual Holding Company, Lake Forest, Ill., is offering the new accident insurance program on a guaranteed issue basis to employers with 100 or more employees, for February 2008 enrollments.

Options include wellness benefits, spouse accidental disability insurance, catastrophic accident benefits and accidental death benefits as well as basic accident insurance, Trustmark says.

The insurance can cover doctor appointments, emergency room visits and hospital stays, and it also can replace income when insured parents are injured and are unable to work, Trustmark says.