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Health Bits: Renaissance, Humana, Others

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Renaissance Dental will be expanding its standard dental insurance package starting Jan. 1, 2008.

Like many other dental carriers, Renaissance, a unit of Renaissance Health Service Corp., Okemos, Mich., will be providing extra cleanings and periodontal cleanings for members with gum disease who are pregnant or suffer from conditions such as heart disease.

Renaissance also will provide coverage for extra services for individuals with kidney failure and those who have suppressed immune systems due to chemotherapy, radiation treatment, HIV infection, transplants or stem-cell transplants.

Because a common side effect of head and neck radiation is an increase in cavities, individuals undergoing head and neck radiation will receive coverage for two fluoride treatments per year as well as four cleanings per year, Renaissance says.

In other health insurance news:

- The Humana Military Healthcare Services arm of Humana Inc., Louisville, Ky., has started a service unit that will specialize in serving National Guard and Reserve members and their families in the South Region.

Humana has set up a toll-free hotline for the Guard and Reserve service unit at (877) 298-3408.

The Web site for the unit is available

- New York International Group Inc., New York, has developed a new Global Medical Insurance plan and a GlobalSelect plan.

The Global Medical Insurance plan is designed to provide U.S.-style, long-term coverage for expatriates and foreign nationals regardless of citizenship or country of residence.

The plan offers three levels of coverage, with the most expensive option providing up to $8 million in lifetime coverage along with medical, dental and vision benefits.

The GlobalSelect plan provides long-term, European-style overseas medical insurance for individuals, families and groups.

That plan is designed for Europeans traveling in Europe only, worldwide excluding the United States and Canada, or worldwide.

The GlobalSelect plan offers four levels of benefits.

- Hummingbird Coaching Services L.L.C., Cincinnati, has published a paper contending that getting senior managers to support a wellness program is the key to making program work.

A company that sponsors a wellness program should designate a wellness coordinator, create a culture of wellness, and find ways to move employees toward healthier choices without mandates, by, for example, asking food service companies and vending machine companies to provide healthier food, Hummingbird says.

- Benepath Inc., Newtown Square, Pa., has started a service that uses Web search engines to generate leads and in-bound telephone calls for insurance agents and brokers.

Producers can get exclusive rights to leads for their area codes or other regions, according to Benepath.


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