Combining management of medical and disability insurance programs seems to improve claimants’ return-to-work rates by 5% to 37%.
Researchers at CIGNA Corp., Philadelphia, have come to that conclusion in an analysis of 2 years of claims from 40 large customers with a total of 300,000 insured employees.
The employers had some employees with either disability or health coverage from CIGNA and some who had bought health and disability coverage from CIGNA.