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Survivorship Whole Life Policy Design Objectives

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Guardian Life EstateGuard

Increasing Dividends & Cash Values at First Death; Flexibility; Riders

John Hancock Life Level Premium Estate Protection

Riders; Broad/Favorable Underwriting; Issue Ages

Massachusetts Mutual Life Survivorship Whole Life

High Term Blendability; Cash Value Accumulation; Business Applications

Massachusetts Mutual Life Survivorship Whole Life Protector

Low Premiums; Increase in Cash Values at First Death

New York Life Survivorship Whole Life

Expanded Underwriting Classes; Optimized Accumulation through PUA Rider

Northwestern Mutual Life Joint CompLife

Flexibility; Term Blending