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Life Health > Life Insurance

Survivorship UL Policy Design Objectives

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AIG American General Life Elite Survivor 2004

Low Premium to Carry; Maximum Death Benefit; Return of Premium Option; Rolling Targets

AIG American General Life Elite Survivor G

Full Death Benefit Guarantee; Maximum Income; Rolling Targets

AIG American General Life Platinum Protector Survivor G

Minimum Premium Long Term Guarantee Market; Maximum Death Benefits

AIG American General Life Platinum Survivor Ultra 2004

Low Premium to Carry; Maximum Death Benefits; Supplemental Coverage

Aviva – AmerUs Life Indexed SUL

Indexed Policy; No-Lapse Guarantee to Lifetime; Various Sales Scenarios

Aviva – Bankers Life of New York Indexed SUL

Indexed Policy; No-Lapse Guarantee to Lifetime; Various Sales Scenarios

Aviva – Indianapolis Life Indexed SUL Indexed Policy; No-Lapse Guarantee to Lifetime; Various Sales Scenarios

AXA Equitable Athena SUL II

Death Benefit Guarantees; Low Premium to Carry; Riders

Banner Life Survivor Life

Death Benefit Guarantees to Age 100; Underwriting Expertise; Maximum Death Benefits

Genworth Life Lifetime Provider SUL

Death Benefit Guarantee to Age 100; Business Applications; Rolling Target

ING “Reliastar Life” ING GPSUL

Death Benefit Guarantee to Lifetime; Low Premium to Carry

ING “Security Life of Denver” GSUL

Death Benefit Guarantee to Lifetime; Return of Benefit Option

ING “Security Life of Denver” ING Explorer SUL

Long Term Cash Accumulation; Maximum Retirement Income

John Hancock Financial Performance SUL 06

Minimum Premium to Carry; 10-Pay Endowment Solve; Lump Sum Death Benefit Solve

Lincoln Benefit Life Legacy Secure SL

Age 100 Lifetime Death Benefit Guarantees; Liquidity with Rider

Lincoln National Life LifeGuarantee SUL

Lifetime Guaranteed Death Benefit; Maximum Death Benefits

Lincoln National Life LifeCurrent SUL

Maximum Accumulation Values; Specified Insured Term Rider

Massachusetts Mutual Life SUL Guard

Lifetime Death Benefit Guarantee; Premium Allocation

Massachusetts Mutual Life SUL+

Low Premium to Endow & Carry; High Cash Value; Maximum Retirement Income; Broad/Favorable Underwriting

Massachusetts Mutual Life SUL 10

Short Term Needs; Convertibility

Massachusetts Mutual Life Prestige SUL

Qualified Markets; Low Cash Value; Broad Underwriting; Living Benefits; Long Term Values

MetLife Legacy Advantage SUL

Accumulation Sales; Death Benefit Guarantees; Premium Financing

Midland National Life Survivorship Innovation UL

High Issue Ages; Death Benefit Guarantee to Age 100; Table Shaving; Low Premium to Endow & Carry

National Life NL Estate Provider

Maximum Death Benefits; Term Rider Flexibility

Nationwide Life Legacy Provider SUL

Full Death Benefit Guarantee; Flexibility

New York Life NYLIAC Pinnacle SUL

No Surrender Charges w/ Front Load; Low COIs; Flexible Riders; Qualified and Non-Qualified Sales; Long Term Performance

Northwestern Mutual Life SUL

Premium Flexibility; Long Term Values

Pacific Life Estate Preserver III

Lifetime Death Benefit Guarantee; Return of Premium Option

Penn Mutual Life Estate Protection For Life

Full Death Benefit Guarantee; Riders

Phoenix Life Estate Legacy III

Full Death Benefit Guarantee; Low Premium to Endow; Broad Underwriting

Phoenix Life Phoenix Estate Legacy IV

Low Premium to Endow & Carry; Accumulation Sales; Various Sales Scenarios

Principal Life Survivorship UL Protector

Flexible Low Cost No-Lapse Premiums; Return of Premium Option; Business Applications

Protective Life Survivor Select UL III

Lifetime Death Benefit Guarantee; Maximum Death Benefits; Low Guarantee Premiums

Protective Life Survivor

Low Premium to Endow & Carry; Maximum Death Benefits

Prudential Financial Life PruLife SUL Plus

Minimum Premium to Endow; Premium Finance Using Death Benefit Option C; Underwriting; Maturity Extension

Prudential Financial Life PruLife SUL Protector

Flexible Death Benefit Guarantee to Lifetime; Guaranteed Duration Premium Solves; Underwriting; Maturity Extension

Security Mutual Life of NY Survivorship UL

Low Premium to Endow & Carry

State Farm Life Second to Die

Death Benefit Sales; Accumulation Sales; Low Surrender Charges

Sun Life Financial Survivorship UL

Lifetime Death Benefit Guarantee to Lifetime; Flexibility

Union Central Life (UNIFI Co) Excel Survivor

Death Benefit Sales; Accumulation Sales; Scheduled Increase Rider

US Life of NY (AIG Co.) Survivorship Premier

Lifetime Death Benefit Guarantee in NY; Maximum Retirement Income


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