VantisLife Insurance Co. is offering a life insurance product to be sold through banks that will return up to 100% of the premiums buyers pay during the policy term.

The product, SuperTerm ROP, includes a return-of-premium rider on VantisLife’s level term life insurance policy. VantisLife, Windsor, Conn., expects the product will be available in most of its market area by yearend.

VantisTerm ROP is available in 20-, 25-, or 30-year level term periods and in face amounts from $100,000 to $5 million.