AIG American General Life Platinum Investor VIP

Flexibility; Premium to Endow; Cash Value Accumulation; Maximum Retirement Income; Guaranteed Minimum Withdrawal Benefit; Rolling Targets; Death Benefit Guarantee to Age 100

Ameritas Life (UNIFI Co) Overture Ovation!

Accumulation Sales; Long-Term Values; Maximum Income

Ameritas Life (UNIFI Co) Protector hVUL

Hybrid VUL; Death Benefit Sales; Low Premium; Flexible Lifetime Guaranteed Death Benefit

AXA Equitable Life Incentive Life Legacy

Guaranteed Death Benefit; Endowment Solves; Maximum Accumulation; Income with Over Loan Protection; Living Benefits

AXA Equitable Life Incentive Life 06

Flexibility; Cash Value Accumulation; Maximum Retirement Income; Riders & Features; Loan Extension Protection

Guardian Life Flexible SolutionsSM VUL

Policy Exchange; Death Benefit Option 3; Riders; Accumulation Sales; Business Applications; No Lapse Guarantee

Hartford Life Stag Protector II

Low Premium To Endow; Death Benefit Sales; Various Sales Scenarios; Riders

Hartford Life Stag Accumulator II

Accumulation Sales; Maximum Income; Various Sales Scenarios; Riders

ING “Reliastar Life” Select Life II

Cash Value Accumulation; Maximum Income; Advanced Markets

ING “Reliastar Life” ING Protector Elite

Third Death Benefit Option; Minimum Premium to Carry & Endow; Maximum Death Benefits; Simplified Fees

ING “Reliastar Life” ING Investor Elite

Cash Value Accumulation; Maximum Retirement Income; Compensation Options

ING “Security Life of Denver” Asset Accumulator VUL

Long Term Accumulation; Retirement Income; Reducing M&E Charges

ING “Security Life of Denver” Asset Portfolio Manager

High Cash Value; Maximum Retirement Income; Long Term Values; Low Premium to Endow & Carry

ING “Security Life of Denver” Strategic Investor

High Early Cash Surrender Values; No Surrender Charges; 20-Year or Lifetime Guarantee; Business Applications

Jackson National Life Ultimate Investor VUL

Maximum Retirement Income; High Early Cash Surrender Values; Long Term Accumulation

Jackson National Life Perspective Investor VUL

Maximum Retirement Income; Long Term Values

Jackson National Life Advisor VUL

Maximum Retirement Income; High Early Cash Surrender Values; Long Term Accumulation

Jefferson Pilot Financial Life JPF Ensemble Accumulator

Accumulation Sales; Maximum Income; Long Term Values

Jefferson Pilot Financial Life JPF Ensemble EXEC

High Early Cash Values; Three Death Benefit Options; Liquidity, Guaranteed Zero-spread Loans

Jefferson Pilot Financial Life JPF Ensemble Protector

Low Premium to Endow; Maximum Death Benefits; Includes Over Loan Protection

John Hancock Life Protection VUL

Flexible Death Benefit Guarantees; Premium Solves; LifeCare Benefit

John Hancock USA Accumulation VUL

Maximum Retirement Income; Maximum Accumulation Value; Over Loan Protection Rider; Riders

Lincoln Benefit Life Consultant Protector

Death Benefit Sales; 20-year Guaranteed Death Benefit; Low Premium to Endow; Low Premium to Carry; Low COI; Long Term Value

Lincoln Benefit Life Consultant Accumulator

Death Benefit Sales; 20-year Guaranteed Death Benefit; Low Premium to Endow; Low Premium to Carry; Low Cost of Insurance Charges; Long Term Value

Lincoln National Life VUL ONE 2005

Death Benefit Guarantees; Death Benefit Sales; Cash Accumulation; Low Endow Premium; Hybrid VUL/UL Product

Lincoln National Life VUL DB IV

Maximum Death Benefits; Low Premium to Endow; Flexibility

Lincoln National Life VUL CV IV

Cash Value Accumulation; Maximum Income; Business Applications

Massachusetts Mutual Life VUL Guard

Lifetime Guarantee Death Benefit; Accumulation Values; Death Benefit Option Four

Massachusetts Mutual Life Variable Universal Life II

Low Premium to Carry; Death Benefit Guarantees; Riders

Met Life Equity Advantage VUL

Cash Value Accumulation; Maximum Retirement Income; Underwriting Flexibility; Death Benefit Guarantees to Age 85; Riders & Features

Met Life (General American Life) American Vision VUL 2002

Cash Value Accumulation; Maximum Retirement Income; Underwriting Flexibility; Death Benefit Guarantees to Age 100; Riders & Features

Met Life (New England Financial) Zenith Flexible Life 2002

Cash Value Accumulation; Maximum Retirement Income; Underwriting Flexibility; Death Benefit Guarantees to Age 100; Riders & Features

Midland National Life Advisor VUL

Early Cash Values; Liquidity; No Premium Load; Business Applications

Midland National Life Foundation VUL1.1

Maximum Income; Death Benefit Guarantees; Enhanced Dollar Cost Averaging; Commission Options

Midland National Life Premier VUL1.1

Maximum Income; Low Premium to Endow; Maximum Cash Values; Commission Options

National Life VariTrak II

Low Sales Charges; Living Benefit Riders; Lifetime Death Benefit Guarantee; Over Loan Protection Rider

Nationwide Financial Life Protection FPVUL

Death Benefit Sales; Accumulation Sales; Living Benefits

Nationwide Financial Life Next Generation II FPVUL

High Cash Values; Accumulation Sales; Maximum Retirement Income; Favorable Underwriting

New York Life NYLIAC VUL Provider

Nonqualified Deferred Compensation; Maximum Retirement Income; Liquidity

New York Life NYLIAC VUL 2000

Higher Funding; Third Death Benefit Option; Maximum Income

New York Life NYLIAC Pinnacle VUL

No Surrender Charges; Long Term Values; Higher Funding Levels; Business Applications; High Retention Limit

Northwestern Mutual Life Custom VUL

Premium & Death Benefit Guarantee Options; Fixed Paid-Up Option; Premium Flexibility; Long Term Values

Northwestern Mutual Life Executive VUL

Premium & Death Benefit Guarantee Options; Fixed Paid-Up Option; Flexibility; Long Term Values

Northwestern Mutual Life Variable Executive Life II

Premium Flexibility; High Cash Value; Long Term Values

Northwestern Mutual Life Variable CompLife

Full Death Benefit Guarantee; High Cash Value; Long Term Values

Ohio National Life Growth Perspective VUL

Cash Value Accumulation; Maximum Income; Long Term Values; Reducing M&E Charges

Pacific Life Select Exec III

Minimum Earnings Benefit Rider; Guaranteed Minimum Distribution Rider; Maximum Accumulation

Penn Mutual Life Cornerstone VUL IV

Low Premium to Carry & Endow; Cash Value Accumulation; Maximum Retirement Income; Riders

Phoenix Life Individual Edge 03 (PIE 03)

Low First-Year-Only Administrative Charge; Guaranteed M&E Reduction; Three DB Guarantee Options; Trail Commissions; Riders

Phoenix Life Edge VUL

Cash Value Accumulation; Banded COIs; Maximum Income; Riders; Death Benefit Guarantees; 3 Policy Options; Premium Solves

Principal Life VUL Accumulator II

High Accumulation Values; High Target Premiums; Death Benefit Guarantees; Business Applications

Principal Life VUL Income

Maximum Retirement Income; Accumulation Values; Business Applications

Protective Life Premiere II

Long Term Cash Value; Maximum Retirement Income; Death Benefit Guarantees to Lifetime; Heavily Funded Sales; Long-term Accumulation; Lapse Protection; Policy Value Credits

Protective Life Premiere Protector

Maximum Death Benefits; Long-term Cash Value Accumulation; Directed M&E Charges; Terminal Illness Endorsement; Riders

Prudential Financial Life PruLife Custom Premier II

Premium Flexibility; Maximum Retirement Income; Long-Term Values

State Farm Life Flexible Choice (VUL)

Death Benefit Sales; Accumulation Sales

Sun Life Financial Protector II

Term Blending; Death Benefit Guarantee; Rolling Target; Low Expenses; Maximum Retirement Income

Sun Life Financial Accumulator II

Low Expenses; Death Benefit Guarantee; Maximum Retirement Income

Transamerica Occidental Life TransAccumulator VUL

Death Benefit Guarantees; Riders

Transamerica Occidental Life TransUltra VUL

Low Premium to Endow & Carry

Union Central Life (UNIFI Co) Excel Accumulator VUL

Cash Value Accumulation; Maximum Retirement Income; Low Expenses; Return of Premium Option; Term-Blending

United States Life of NY (AIG Co.) Platinum Investor VIP

Flexibility; Premium to Endow; Cash Accumulation; Maximum Retirement Income; Guaranteed Coverage to Age 100

Western Reserve Life WRL Xcelerator Focus

Short Surrender Period; Long Term Values; Limited Pay Solves; 1035 Exchanges; High Face Amounts

Western Reserve Life WRL Xcelerator

Short Surrender Period; Long Term Values; Low Expenses