Stephanie Brown, 18, has won the 2007 Girls Going Places Entrepreneurship Award Program.

Guardian Life Insurance Company of America, New York, sponsors the scholarship contest, which recognizes teen-age girls who have demonstrated exceptional entrepreneurship.

Brown, who received a $10,000 scholarship, started Oakwood Universal 1, Centerport, N.Y., a student-run high school credit union.

The second prize winner, Jasmine Lawrence, 15, founded Eden BodyWorks, a line of all natural hair care products, and the third prize winner, Jillian Brown, 17, started a summer mini camp in Orlean, Va., that appeals to girls who are fans of the American Girl Doll Collection.

Lawrence received a $5,000 scholarship, and Jillian Brown received a $3,000 scholarship. Guardian also awarded 12 $1,000 scholarships.

Guardian says it received about 4,000 entries for the 2006 competition.

The 2006 first prize winner, Ionnie McNeil, founded Speak 2 Share Inc., Miami, a financial advice firm for young people.

The 2005 first prize winner, Chauncey Holloman, started Harlem Lyrics Enterprises Inc., Mabelvale, Ark., a greeting card and merchandising business.

Other winners include the 2004 first prize winner, Laima Tazmin, founder of LAVTweb, a Web development company; the 2003 first prize winner, Kelly Drinkwater, founder of the Splash store; and the 2002 first prize winner, Karalynn Forrest, founder of a summer camp.