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Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
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Go deeper on emerging topics, as well as key firms and thought leaders
April 02, 2007 at 11:05 AM
MTL Insurance Company is offering a new whole life insurance policy featuring level premiums and a guaranteed death benefit to age 121.
The company says the new policy, Excalibur, can be used to take advantage of existing assets and to transfer personal and business wealth cost- and tax-effectively during the policy owner’s lifetime.
MTL, a member of Mutual Trust Financial Group Inc., Oak Brook, Ill., offers the policy to individuals up to age 80 in face amounts as low as $100,000. It is available on a preferred plus non-tobacco risk class in addition to preferred and standard classes, as well as on a substandard basis.
The company also offers a variety of riders and benefits with Excalibur, including an accelerated death benefit; accidental death benefit; applicant waiver of premium benefit; and waiver of premium, 2-year and 5-year.
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