BC Life & Health Insurance, a unit of Blue Cross of California, is expanding its product menu for individuals and small employers in the Golden State.

The Thousand Oaks, Calif., California Blue unit of WellPoint Inc., Indianapolis, says it now is offering Lumenos brand health reimbursement account, health savings account and health incentive account programs for individuals and small employers as well as for large employers.

California Blue began offering the programs to large California employers in January.

Consumers who buy Lumenos products can get preventive care benefits and personal health coaching, and many consumers who complete wellness programs can qualify for financial rewards, California Blue says.