A large dental insurer is offering new choices for employer groups with 2 to 9 covered lives.
Guardian Life Insurance Company of America, New York, says it will be adding maximum benefit limit options of $750, $1,200, $1,250 and $2,000. The company already offers a choice of a maximum of $1,000 or $1,500.
Guardian also is extending its menu of deductible options. The smallest employers now can offer deductibles of $0, $25 or $75 as well as of $50 or $100.
Employers can ask that deductibles be waived for preventive treatments, and rates now can be guaranteed for 2 years, Guardian says.