A large managed care company is going after workers who have no access to major medical coverage.

CIGNA HealthCare, a unit of CIGNA Corp., Philadelphia, says it has started marketing the Fundamental Care limited-benefit health plans.

Some of the plans are “mini med” plans that offer just a few thousand dollars in insurance coverage, but CIGNA notes that, in some cases, the program can provide up to $100,000 in insurance coverage.

CIGNA recently bought the business that writes the mini med and medium med plans, Star HRG, Phoenix, from HealthMarkets Inc., North Richland Hills, Texas.

CIGNA is marketing the Fundamental Care program to employers with 51 or more eligible employees.

Employers can offer the plans, which are about 25% to 40% less expensive than traditional major medical coverage, to all employees, a selected class of employees, or new employees who are not yet eligible for the employer’s major medical plan.

The minimum employer contribution is 25%, CIGNA says.