Acacia Life Flex-Account Ultra
Death benefit (DB) sales; accumulation sales; long-term values; maximum retirement income; living benefits
AIG Amer. General LifeElite UL 2003
Low premium to carry; maximum DBs; minimum premium to carry
AIG Amer. Gen. Life ContinUL Extend
DB guarantees; return of premium; term blending; preferred loans; low guarantee premiums
AIG Amer. Gen. Life Elite UL-G 2003
Lifetime DB guarantee; maximum DBs; low premium to carry; limited payment scenarios
AIG Amer. Gen. Life Platinum Provider Ultra 2003
Low premiums; maximum DBs; business applications; supplemental insurance blending
AmerUs Life Patriot Solution
20% free withdrawal; zero net cost loans; flexible term rider.
AXA Equitable Life Athena UL II
Term alternative; premium financing; lifetime no-lapse guarantee
Bankers Life of NY Capital Solution
20% free withdrawal; zero net cost loans; flexible term rider
Banner Life Continuity Lifetime UL
Low cost lifetime DB guarantee
Conseco Life AssetBuilder
Commissionable face amount increases; substandards; crediting rate bonus
First Colony Lifetime Protector Flex
Maximum DBs; flexible DB guarantees
First Colony Lifetime Protector 50+
Term alternative; ages 50+; lifetime DB guarantee
Guardian Life UL Accumulator
Cash value accumulation
Guardian Life UL (UL-PRO)
Lifetime DB guarantee; maximum DBs
Indianapolis Life Crown Solution
20% free withdrawal; zero net cost loans; flexible term rider
ING “Reliastar Life” Protector UL
Low premium to endow & carry; DB sales; ERISA sales
ING “Reliastar Life” Capital Accumulator
Cash value accumulation; long term values; maximum retirement income; premium financing
ING “Security Life of Denver” Guaranteed Death Benefit UL
Lifetime DB guarantees
ING “Security Life of Denver” Explorer UL
Long-term performance; guaranteed issue for 10+ lives; premium financing
ING “Security Life of Denver” LDGUL
Term blendability; ages 55+; 1035 rescue; short pay scenarios; DB guarantee to lifetime
Jackson National Life Generations UL
Maximum DBs; lifetime DB guarantee
Jefferson-Pilot Life JPF Legend XG
Maximum DBs; no maturity date; low premium to carry; living benefit
Jefferson-Pilot Life JPF Legend Plus
Lifetime DB guarantee; no maturity date; various sales scenarios
Jefferson-Pilot Life JPF Legend 400
Maximum retirement income; extended maturity; riders; living benefit; high funding
Jefferson-Pilot Life JPF Legend 3000
Low premium to carry; DB sales; accumulation sales; long-term values
John Hancock Performance UL Core
Living benefits riders; DB guarantees; low premium to endow & carry
John Hancock Accumulation UL
Living benefits; riders; high early cash value; high targets; maximum retirement income
John Hancock (U.S.) Protection UL G
Lifetime DB guarantee; term alternative
Lincoln Benefit Life Ultra Plus
Low premium to carry; long-term values
Lincoln Benefit Life Legacy Secure
Flexible lifetime DB guarantee; premium solves; rollovers
Lincoln National Life UL LPR7
Lifetime DB guarantee; flexibility
Lincoln National Life UL DB2
Low-cost DBs; 5-Year DB guarantee
Massachusetts Mutual Life UL 2+
Low premium to endow & carry; accumulation sales; long-term values; third DB option
Massachusetts Mutual Life UL Guard
Lifetime DB guarantee
MetLife Universal Advantage UL
Premium financing; accumulation values; low premium to endow; maximum income
MetLife Guarantee Advantage UL
Flexible lifetime DB guarantee; low premium; term alternative
Midland National Executive UL 5.1
Cash value accumulation; maximum income; liquidity
Midland National Innovation UL 2.3
DB guarantee to age 100; extended maturity; low premium to carry; maximum DBs
Midland National Life Premier UL 4
No load; cash value accumulation; bonuses
Mutual of Omaha Priority Max GUL
Flexible guarantees to lifetime; abbreviated payment scenarios
National Life NaviTrak II
Living benefits; 1035 exchanges; liquidity
Nationwide Financial Ultimate UL
Low-cost lifetime DB guarantee
NY Life NYLIAC Accumulator
Cash value accumulation; maximum retirement income; business applications
NY Life NYLIAC Pinnacle UL AD104
High face amounts; no surrender charges w/ front load; low COIs; riders; long-term accumulation
NY Life NYLIAC Protector 2005
Business applications; term alternative; low COIs; low premium to carry; maximum DBs
North Amer. Life Custom TermUL
Term alternative; low premium to carry; maximum DBs; 10-year no-lapse guarantee; extended maturity option; protected pour-in; interest bonus
North Amer. Life Custom Guarantee
Lifetime DB guarantee; dial-a-guarantee flexibility; no-lapse guarantees; protected pour-in; low minimum face amount
North Amer. Life Custom Extra
Low-cost DB; DB guarantees; extended maturity; low minimum face amount; various sales scenarios
North Amer. Life Custom Accumulator
Guaranteed return of premium; cash value accumulation; extended maturity; short surrender period; single premium asset reallocation; 1035 exchanges
Northwestern Mutual Life Custom UL Protector