Disability Reinsurance Management Services Inc. says it has come up with a new way to help employers pay for long-term disability insurance benefits.

Disability RMS, Westbrook, Maine, says it has a new system that will help employers share premium costs with employees.

The new Premium Share program is available to employers with at least 10 covered employees, Disability RMS says.

The firm is applying for a patent for the LTD funding method.