Aetna Inc. has unveiled a national indemnity product aimed at retiree health plans and a group of products aimed at individuals in Michigan.

The national Medicare plan, the Aetna Medicare Open plan, can provide national coverage for retirees in areas where Aetna does not offer Medicare managed care plans, according to Aetna, Hartford.

Aetna hopes to begin selling the private, fee-for-service plan in January 2007.

Retirees who have the plan will be able to see any licensed doctor or hospital that participates in the Medicare program, and retirees can combine the coverage with other Aetna products, such as Aetna Medicare Part D drug coverage, the company says.

In related news, Aetna has introduced the Aetna Advantage Plans product line for individuals and families living in Michigan.

The product line, which will be sold directly by Aetna and through independent agents and brokers, includes 5 preferred provider organization plans, 2 high-deductible health plans, 2 hospital plans and an optional dental PPO plan.

The PPO plans all provide coverage for routine checkups and preventive care, specialty care, chiropractic care, hospitalization and surgery, diagnostic testing and emergency care, Aetna says.