Fewer than 40% of U.S. pre-retirees know how much post-retirement health care will cost.[@@]

Aetna Inc., Hartford, released that survey result in Washington today at a briefing held with the Financial Planning Association, Denver, and the Congressional Caucus for Women’s Issues.

Researchers surveyed more than 1,000 adults aged 45 to 75.

The researchers found that Americans who plan for retirement at all concentrate mostly on general financial concerns.

Of pre-retirees surveyed, 52% expect to spend less than $300 a month on out-of-pocket costs and health care-related expenses. In the real world, the average retiree spends $640 a month, according to Aetna.

The researchers also found that 65% of currently retired men and 39% of currently retired women said they took the lead in retirement planning.

In the pre-retiree population, 54% of the men and 48% of the women said they are responsible for retirement planning.