The Association for Cooperative Operations Research and Development has posted 105 standard life and annuity forms on its Web site in the PDF format.[@@]

ACORD, Pearl River, N.Y., has been encouraging life insurers to make life easier for producers and customers by adopting standard forms.

Early adopters have included units of Genworth Inc., Richmond, Va.; Allstate Corp., Northbrook, Ill.; and ING Groep N.V., Amsterdam.