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Life Health > Health Insurance

Characteristics

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Note: I just want to run this so that we have something in the supplement about dental. We can cut either the worker characteristics chunk or the geographic areas chunk, or we could turn the geographic areas part into a map.

Kicker: Popularity Contest

Dental Rules

Markets where the take-up rate is higher for employer-sponsored dental insurance than for employer-sponsored health insurance.

Medical

Dental

Take-up rate gap, in percentage points

Worker Characteristics

All workers ……………………………………..

75

78

3

White-collar occupations ………………….

76

78

2

Blue-collar occupations ……………………

80

84

4

Service occupations ………………………..

61

68

7

Full time …………………………………………

77

80

3

Part time ………………………………………..

54

62

8

Geographic Areas

Metropolitan areas …………………………..

76

78

2

Nonmetropolitan areas …………………….

74

80

6

New England ………………………………….

73

74

1

Middle Atlantic ………………………………..

72

79

7

East North Central …………………………..

78

81

3

West North Central ………………………….

78

80

2

South Atlantic …………………………………

75

75

0

East South Central ………………………….

79

81

2

West South Central …………………………

76

77

1

Mountain ………………………………………..

71

77

6

Pacific ……………………………………………

76

80

4

Source: Bureau of Labor Statistics, National Compensation Survey, March 2005

In case we want to turn this into a map, the 9 census divisions are defined as follows:

New England–Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont

- Middle Atlantic–New Jersey, New York, and Pennsylvania

- East North Central– Illinois, Indiana, Michigan, Ohio, and Wisconsin

- West North Central–Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, and South Dakota

- South Atlantic–Delaware, District of Columbia, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia, and West Virginia

- East South Central–Alabama, Kentucky, Mississippi, and Tennessee

- West South Central–Arkansas, Louisiana, Oklahoma, and Texas

- Mountain–Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming

- Pacific– Alaska, California, Hawaii, Oregon, and Washington.


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