Destiny Health is adding wellness features and prescription drug options to the personal account-based health plans it runs for Guardian Life Insurance Company of America.[@@]

Destiny, Oak Brook, Ill., will be offering a health risk assessment survey to help employers and employees know how they are doing.

The program also will offer discounts on Life Time Fitness membership dues for plan members who use the fitness centers regularly. Adding the Life Time Fitness discounts could turn workers’ children into young wellness coaches, because Life Time Fitness centers offer children play mazes and rock-climbing classes.

Guardian customers who choose Destiny plans that are compatible with health savings accounts can now buy a preventive medication rider, and customers who stick with health reimbursement arrangements can get first-dollar prescription coverage for HRA holders, Destiny says.