Survivorship UL, VL and WL Strengths

AIG American General Life Elite Survivor 2004

Low Premium to Carry; Maximum Death Benefit; Return of Premium Option; Rolling Targets

AIG American General Life Elite Survivor G

Full Death Benefit Guarantees; Maximum Income; Rolling Targets

AIG American General Life Platinum Survivor Ultra-G

Death Benefit Guarantees; Maximum Retirement Income; Maturity Extension

AIG American General Life Platinum Survivor Ultra 2004

Low Premium to Carry; Maximum Death Benefits; Supplemental Coverage

AIG American General Life Platinum Protector Survivor G

Minimum Premium Long-Term Guarantee Market; Maximum Death Benefits

AmerUs Life Ultimate Survivor Series III

Flexibility

AXA Equitable Life Athena Survivorship Universal Life II

Death Benefit Guarantees to Age 100; Low Premium to Carry; Riders

Banner Life Survivor Life

Death Benefit Guarantees to Age 100; Underwriting Expertise; Maximum Death Benefits

Bankers Life of NY Survivorship Solution

Minimum Premium to Carry; Underwriting

Companion Life (Mutual of Omaha Co.) Priority Survivor II

Low Cost Death Benefit Guarantee

First Colony Life Lifetime Provider (SM) SUL

Death Benefit Guarantee to Age 100; Business Applications; Rolling Target

General American Life JSUL (05)

Lifetime No-Lapse Guarantee; Maximum Death Benefits; Impaired Risks; Maturity Extension

Indianapolis Life Horizon SUL 2001

Low Premium to Carry; Underwriting

ING “Reliastar Life” ING GPSUL

Death Benefit Guarantee to Lifetime; Table Ratings Dropped After Year 20; Table Shaving

ING “Security Life of Denver” ING Explorer Survivorship Universal Life

Long-Term Cash Accumulation; Maximum Retirement Income

Jefferson-Pilot Life Duet 300 XG

Low Cost Flexible Guarantees; Prepayment & Catch-Up on Guarantee

Jefferson-Pilot Life Duet 300 Plus

Extended Maturity; Low Premium to Carry; Broad/Favorable Underwriting; Built-In Guaranteed Death Benefit

Jefferson-Pilot Life Duet 300

Extended Maturity; Low Premium to Carry; Rolling Target Premium; Long-Term Values

John Hancock Life Performance SUL

Extended Maturity; Secondary Guarantees; Long-Term Values; Rolling Target Premium; Term Blending

John Hancock Life (USA) Survivorship UL-G

Lifetime Death Benefit Guarantee; Rider Flexibility

Lincoln National Life SUL DB

Low Premium to Carry; Accounting Value Rider; Business Applications

Lincoln National Life SUL LPR 6

Lifetime Death Benefit Guarantee; Flexibility

Massachusetts Mutual Life Survivorship UL Guaranteed

Lifetime Death Benefit Guarantee; Broad Underwriting Classes

Massachusetts Mutual Life Survivorship Universal Life+

Low Endowment Premium; Low Premium to Carry; High Cash Value; Maximum Retirement Income

Massachusetts Mutual Life Survivorship Universal Life 10

Short-Term Needs; Low Cost 10-Year Death Benefit Guarantee; Broad Underwriting Classes

Massachusetts Mutual Life Prestige Survivorship UL

Qualified Markets; Low Cash Value; Broad Underwriting; Living Benefits; Long-Term Values

Midland National Life Survivorship Innovation UL

High Issue Ages; Death Benefit Guarantee to Age 100; Table Shaving; Low Premium to Endow & Carry

Nationwide Life Legacy Provider SUL

Full Death Benefit Guarantee to Age 100; Low or no Cash Values

New York Life NYLIAC SUL

Low Endowment Premium; Maturity Extension; Death Benefit Guarantees; Expanded Underwriting Classes; Business Applications: Living Benefits Rider

Pacific Life Pacific Select Estate Preserver II

Flexible Long-Term Guarantees; High Early Cash Values; Accounting Benefit Rider; Accumulation Sales; Flexible Target Premiums

Penn Mutual Life Estate Max II

Low Endowment Premium; Low Premium to Carry; Long-Term Values; Full Death Benefit Guarantee; Riders

Phoenix Life Phoenix Estate Legacy III

Full Death Benefit Guarantee; Low Premium to Endow & Carry; Broad Underwriting; Flexibility

Principal Life Survivorship Universal Life

Maturity Extension; Death Benefit Guarantee; Accumulation Values; Standard, Substandard & Rated

Protective Life Protective Survivor Select UL II

Lifetime Death Benefit Guarantee; Riders

Prudential Financial Life PruLife SUL Plus

Minimum Premium to Endow; Premium Finance Using Death Benefit Option C; Underwriting; Maturity Extension; Rolling Target

Prudential Financial Life PruLife SUL Protector

Death Benefit Guarantee to Lifetime; Guaranteed Duration Premium Solves; Underwriting; Maturity Extension; Short Pay Scenarios

Security Mutual Life of NY Estate Conserver UL Gold

Low Premium to Endow & Carry; Broad/Favorable Underwriting; Impaired Risks; Target Premiums

State Farm Life Second to Die

Death Benefit Sales; Accumulation Sales

Sun Life of Canada Sun SUL-LP2

Guaranteed Death Benefits to Age 100; Flexibility; Riders

Sun Life of Canada Sun SUL-Plus