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Phoeni Unveils Simplified Issue VUL Policy

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The Phoenix Companies Inc. has introduced a life insurance policy designed for affluent clients who hate to wait.[@@]

The Hartford company’s new Phoenix Express VUL policy offers up to $1 million in coverage through a simplified issue underwriting process.

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Phoenix will screen clients by asking them to answer 4 questions. Clients who pass the screening process may be able to buy coverage within hours without undergoing a medical exam, Phoenix says.